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Debt Line can work out what's affordable for you and then they speak to your creditors so that you don't have to.

Hi my name is Marie, I have been with Debt Line for over 2 years now and have found them to be a friend. They have helped me sort out my finances and have taken away all the hassle I was getting. I have recommended them to a few friends and will carry on doing so. Debt Line are stars!

If your situation changes Debt Line will try to work out a payment that suits you better. They can even split up your payments from monthly to weekly to 2-weekly depending on when you get your money coming in.

When I was young I got myself in debt with credit cards, loans and store cards. I got to the stage where I couldn't afford to pay the repayments and was only able to pay the minimum payment which wasn't clearing the balance; therefore getting myself into more debt. A few years passed and then I found out that I'm going to be a dad. This made me realise I needed to sort myself out and get some help and that's when I found out about Debt Line. At first, I didn't think they would be able to help me but I gave them a call, explained my financial situation and was told that they would be able to help me at an amount that I could afford. They said they would help me get back on track and clear my debts. All of a sudden a huge weight was lifted. I have now been with Debt Line for 2 years and 6 months and I feel that the customer service that I have received has been excellent. Whenever I have trouble with the creditors, I call Debt Line and they always give good advice and deal with the problem.

Our names are Natalie & Shaun we joined Debt Line nearly 2 years ago now and its the best thing we ever did. Instead of paying out £200 a week to our debts, Debt Line helped with all of our debts and we now pay what works for us. They have always helped us when we have had financial difficulties and we would highly recommend them to anyone struggling due to the current climate.

You can keep an eye on what's happening with your debts at any time using the online website. Debt Line understand that not everyone wants to talk about their debts over the phone.

I was completely snowed under with debt and was in desperate need of help. I found Debt Line online and applied. They are always very helpful when I phone with questions or queries. It's so much easier and now I can afford to live again without the stress of debt hanging over my head and constant worry.

My Debt Line account managers, Sarah and Victoria have been wonderful by helping me and keeping me calm when I get myself in to a state (which often happens at least once a week!)

I am with Debt Line and I have nearly paid off all my debts, which is great! To start with I was feeling stressed because of all the creditors... but now it feels like I almost don't have any debts left!

Debt Line know that most people work during the day, so it can be hard to call them if you have a question. You can use the FAQ page on the website and you can ask a question online 24/7.

I've been using Debt Line for a while now and I've always found them helpful, polite and willing to help when I phone them. They have taken a lot of worry off my shoulders. I thank them for all of their help.

It can be hard to make the right decision when it comes to dealing with your debts. If you want to see what other people thought of Debt Line check out www.reviewcentre.com they have a score of 4.9/5!

Debt Line can negotiate with your creditors to get your interest and charges frozen. If the people you owe money to don't play by the rules, Debt Line are there to fight in your corner by helping you make a complaint against them.

No more days of being scared to open the post. If you get a letter or phone call that scares you or that you don't understand, you can give Debt Line a call and they will explain everything really clearly.

Debt Line are one of the few debt management companies that can deal with bailiff debts.

Debt Line can help with CCJ's. They understand that court forms are really scary but they know what they are doing and make it really easy to understand.

If ever you have a problem making a payment it's good to know that you can be honest with Debt Line. They won't judge you or pressure you and genuinely do everything they can to make sure your payment arrangements fit around you. It's amazing that you can speak to someone that actually cares about what you're going through.

It's hard to see the light at the end of the tunnel when you're in so much debt but Debt Line can give you an estimate of how long it will take to get you debt free. You can finally start planning for the future without a shadow hanging over you.

With Debt Line you feel like you're talking to a person and not a robot at the end of the line. Your account managers really care about you and what happens to your debts. It's refreshing to be able to have a real conversation without the feeling that the person at the other end of the line just wants to finish the call and speak to the next customer.

Debt line can take all of the stress off your shoulders. It can be horrible trying to juggle all of your debts yourself but with Debt Line you can rest easy, knowing that any problems will be dealt with by them.

The online website is a massive benefit of Debt Line's service. You can check on your creditor payments, change your personal details and manage your payments.

Debt Line can help you pay off your debts without having to get a loan. Unlike so many companies out there, Debt Line actually want to get you out of debt rather than into more debt.

It can be really difficult to keep on top of so many Direct Debits leaving your account for so many different debts. With Debt Line you only pay one monthly payment on a day that you choose, so it's much easier to budget.

The Debt Line account managers are so helpful. You can call up feeling frustrated and angry about something and you'll still go away feeling calm and happy. It's nice that you can speak to someone on the same level who can explain things simply.

Being with Debt Line means that you can finally see your debts coming down.

I would just like to say Debt Line has done a fantastic job sorting out my debts. Always happy to help and just a phone call away. No need to dread phone calls and letters hassling me for money.

Debt Line aren't scared to give you the hard truth about your situation. With their help it's easier to keep on track.

With Debt Line's help you can sort your money out quickly. You only pay one affordable monthly payment for all of your debts, making sure you still have money for everything you need.

No one can prepare for every bill that comes in. Debt Line understand this and allow you to make up for any missed payments at a later date.

Even if there is a debt that you forgot you had, you can tell Debt Line and they will add it on for you.

Unlike an IVA, Debt Line's plans are flexible, this means you can change your monthly payment amount if your situation changes, depending on what you want to do.

Actually admitting that you have debt problems is the hardest part but Debt Line make the whole application process so easy.

If you come into some money Debt Line can help you decide the best way to clear your debts with it. They can even speak to the people you owe to try to get a discount on the balance.

Debt Line won't let your creditors bully you. They can help you to understand your rights so that you can feel more confident speaking to them.

Pauline from Surrey
is using Debt Line to pay off £22885.87 of debt to help her become debt free.

With Debt Line you're protected from people trying to force you to pay more than you can afford. Debt Line won't let them pressure you.

You know that when you speak to your account managers, you're talking to an expert.

It great knowing that even if you make a mistake or have a problem Debt Line will do everything they can to help you without making you feel bad about it.

Debt Line reward you with £40 Tesco vouchers for recommending people to them. You get to help a friend in need and get some money out of it too!

Debt Line let you make your monthly payments at your local shop using PayPoint. Not having a bank account can be a nightmare so it's great to know that you have other options. Debt Line will even talk you through what kind of banks are out there so that you can try to get one set up.

Debt Line's website gives you lots of information on your creditors. It's nice to see that you're not the only one struggling to pay the people you owe money to.

Debt Line aren't afraid of your creditors, they will stand up for you and help you make a complaint against them if they don't play by the rules.

Debt Line's account management team work to get your interest and charges frozen.

Debt Line follow the Office of Fair Trading guidelines so you know you can trust them to deal with your debts.

Andrew from Southampton
is using Debt Line to reduce payments on
£1,063 with IQor Recovery Services Ltd
£2,229 Credit Card with Barclays
£167.56 Arrears with CCSG

Total payment per month £100.

If you find that your monthly payment becomes too much, Debt Line will help you adjust your payment to something that's affordable.

It can be a real worry struggling to pay your debts with benefits being your only income. Debt Line know that lots of people only receive benefits and can fit your payments around them.

It's really hard to budget when your debt payments are due at different times throughout the month. With Debt Line you only have to pay once a month making it much easier to keep control of your finances.

It can be difficult to decide how much to pay towards each debt every month. As soon as you start your Debt Line plan you can stop paying your creditors directly and Debt Line will work out how to prioritise them for you.

Most people will tell you that getting another loan to cover your debts is the best way to deal with debt problems. Debt Line can help you without you having to get into even more debt.

It can be difficult to stand up to the people you owe when they are pressuring you to pay the amount they want. Debt Line tells them what you can afford to pay.

My name is Dom and since Debt Line have overseen my debts I have been able to get on with my life with my family. The monthly income saved has meant that we can do things as a family, which we wouldn’t have been able to otherwise. I would recommend Debt Line, without reservation, to anyone who feels they are being weighed down by the burden of repayments.

When you speak to your account managers you definitely feel that your finances are in safe hands.

Not everyone is confident using computers, it's nice to know that you can speak to a real person when you really need to.

When you call to set up your plan, Debt Line will make sure you are 100% comfortable before it starts.

The last thing anyone wants to do is to sit at a computer all day filling in forms. Debt Line's online application has just 4 simple steps!

With Debt Line dealing with your debts you can finally pick up the phone or open your post without the fear of being harassed for money. Your creditors aren't allowed to pressure you to pay more than you can afford.

You don't want these debts hanging over your head for the rest of your life. Debt Line wants to get you debt free as quickly as possible so that you can start living your life and stop letting your debts control you.

You can see all of the laws that apply to your creditors on Debt Line's website so that they can't try to pull the wool over your eyes.

Most debt management companies won't deal with high priority debts; like council tax and rent arrears but Debt Line can speak to them to try and stop them from taking further action against you.

With so many debt management companies out there it can be hard to know which way to turn. Debt Line helps thousands of people get debt free every month, so you can trust them.

It can be embarrassing when a debt collector turns up on your doorstep. Debt Line will deal with them so that you don't have to worry any more.

My name is Julia, I am 54 years old and was born with Cerebral Palsy. I was made redundant as a receptionist from Print Services, Bath and North East Somerset Council in Aug 2008 which I thoroughly enjoyed, and have been unemployed ever since. Then three months later my mother died and my father sadly passed away in Sept 2006. With the help of Debt Line I am at long last, getting myself sorted and I feel happy again rather than very depressed about the whole situation.

It can be so frustrating to look at your statements and see you're only just about covering your interest every month. Since Debt Line aim to freeze your interest and charges, you can finally see your debts coming down.

Debt collection letters can sometimes feel like they're written in a different language. The Debt Line team break them down into plain English so that you know what it means and what to do next.

Debt Line give you lots of options when it comes to getting in touch with them. You can call, email, text or submit a question online and they're quick at getting back to you too!

Debt Line deal with more types of debt than most debt management companies, so they'll do their best to cover everything for you.

If you decide that you would like to pay a lump sum off one of your debts, Debt Line will help you work out the best way to do this.

The idea of going to court for your debts can be terrifying but it's not as scary when you've got Debt Line on your side, guiding you through every step of the process.

You never feel like just another customer at Debt Line. Having a small team of friendly account managers adds a personal touch and stops you feeling like you're having to explain things over and over again!

Debt Line can take the weight off your shoulders by helping you to become debt free!

Kevan from Glasgow
is using Debt Line to reduce payments on
£800 with Provident
£310 with Greenwood Personal Credit
£687.86 with Scott & Co
£349.46 with Loans at Home 4U
£694.42 Arrears with LCS Civil Enforcement
£501 Arrears with Westcot Credit Services
£5,511.85 with Arrow Global Ltd
£9,017.96 with Welcome Financial Services
£218.95 with C.A.R.S Ltd
£70.29 with Scottish Borders Council
£5,648.11 Credit Card with Ruthbridge Ltd

Total payment per month £163.

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© Debt Line 2011 All rights reserved.
Debt Line is a trading name of RG Debt Management Services Ltd.
Registered in the UK, number 5391994.
Registered Address: Walton House, 56-58 Richmond Hill, Bournemouth, BH2 6EX.
Registered with the Information Commissioners Office Z9802523.
Consumer Credit Licence Number 0600520.