Unsecured Loans and Bank Overdrafts - Debt Help Pages

Unsecured loans are not secured against your home or other possessions. So if your situation changes and you're unable to keep up with repayments, the loan company can't take your possessions.

Rates range from low APR loans of around 8% APR through to 60% APR.

If you miss a payment on a loan, or exceed your agreed overdraft limit, you will usually be charged a higher interest rate. These charges can soon pile up, making it even harder to get out of debt.

If you are experiencing problems with an unsecured loan or overdraft click here.

Unsecured Loans and Overdraft Companies We Currently Help With

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Lloyds TSB-debt-help-pages Lloyds TSB
42 reviews
2104
Customers have this debt
Welcome Financial Services-debt-help-pages Welcome Financial Services
10 reviews
1664
Customers have this debt
Natwest-debt-help-pages Natwest
6 reviews
1137
Customers have this debt
Barclays Bank-debt-help-pages Barclays Bank
7 reviews
1106
Customers have this debt
Blackhorse-debt-help-pages Blackhorse
3 reviews
1001
Customers have this debt
Halifax-debt-help-pages Halifax
4 reviews
895
Customers have this debt
Sechiari Clark & Mitchell Solicitors-debt-help-pages Sechiari Clark & Mitchell Solicitors
4 reviews
875
Customers have this debt
HSBC-debt-help-pages HSBC
18 reviews
683
Customers have this debt
HFC Bank-debt-help-pages HFC Bank
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454
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Santander-debt-help-pages Santander
2 reviews
345
Customers have this debt
Beneficial Finance-debt-help-pages Beneficial Finance
1 review
296
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Royal Bank of Scotland-debt-help-pages Royal Bank of Scotland
5 reviews
281
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Bank Of Scotland-debt-help-pages Bank Of Scotland
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260
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Santander Loans-debt-help-pages Santander Loans
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247
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Co-Operative Bank-debt-help-pages Co-Operative Bank
2 reviews
186
Customers have this debt
Triton Credit Services - Loan-debt-help-pages Triton Credit Services - Loan
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166
Customers have this debt
Everyday Loans-debt-help-pages Everyday Loans
1 review
164
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Nationwide Building Society-debt-help-pages Nationwide Building Society
3 reviews
154
Customers have this debt
Creation Consumer Finance-debt-help-pages Creation Consumer Finance
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153
Customers have this debt
Northern Rock-debt-help-pages Northern Rock
1 review
141
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Citi Financial Europe-debt-help-pages Citi Financial Europe
1 review
133
Customers have this debt
Barclays - Loans-debt-help-pages Barclays - Loans
1 review
130
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Alliance & Leicester-debt-help-pages Alliance & Leicester
2 reviews
109
Customers have this debt
Tesco Personal Finance - Loans-debt-help-pages Tesco Personal Finance - Loans
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82
Customers have this debt
Yorkshire Bank-debt-help-pages Yorkshire Bank
2 reviews
58
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British Credit Trust-debt-help-pages British Credit Trust
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57
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GE Money Lending-debt-help-pages GE Money Lending
1 review
52
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Cahoot-debt-help-pages Cahoot
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50
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Lombard Direct-debt-help-pages Lombard Direct
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49
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Santander Consumer Finance-debt-help-pages Santander Consumer Finance
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46
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London Scottish Finance-debt-help-pages London Scottish Finance
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45
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S&U-debt-help-pages S&U
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41
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Ulster Bank-debt-help-pages Ulster Bank
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40
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AA Personal Finance-debt-help-pages AA Personal Finance
1 review
34
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First Direct-debt-help-pages First Direct
1 review
33
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Student Loans Company-debt-help-pages Student Loans Company
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32
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Alliance & Leicester - Santander-debt-help-pages Alliance & Leicester - Santander
1 review
31
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Home Shopping Personal Finance (HSPF)-debt-help-pages Home Shopping Personal Finance (HSPF)
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27
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Egg - Loans-debt-help-pages Egg - Loans
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25
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Clydesdale Bank-debt-help-pages Clydesdale Bank
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24
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Post Office Financial Services-debt-help-pages Post Office Financial Services
1 review
24
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First Trust Bank-debt-help-pages First Trust Bank
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22
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Bank of Scotland - Personal Loans-debt-help-pages Bank of Scotland - Personal Loans
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22
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Advantage Finance-debt-help-pages Advantage Finance
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21
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Bank of Ireland-debt-help-pages Bank of Ireland
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19
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Direct Line Financial Services-debt-help-pages Direct Line Financial Services
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19
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Capital One - Loans-debt-help-pages Capital One - Loans
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18
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The Cooperative Bank-debt-help-pages The Cooperative Bank
1 review
17
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Northern Bank-debt-help-pages Northern Bank
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17
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Sainsburys Bank - Loan-debt-help-pages Sainsburys Bank - Loan
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16
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Solution Finance-debt-help-pages Solution Finance
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15
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First Plus Financial-debt-help-pages First Plus Financial
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15
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Mint Loans-debt-help-pages Mint Loans
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13
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Southern Finance Company -debt-help-pages Southern Finance Company
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10
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Clydesdale Financial Services-debt-help-pages Clydesdale Financial Services
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10
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Barclaycard Master Loan -debt-help-pages Barclaycard Master Loan
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10
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Lloyds TSB - Business Banking-debt-help-pages Lloyds TSB - Business Banking
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9
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Wilson Tupholme-debt-help-pages Wilson Tupholme
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8
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Moneyway-debt-help-pages Moneyway
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8
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NIIB Group Limited-debt-help-pages NIIB Group Limited
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7
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Thesis Servicing-debt-help-pages Thesis Servicing
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7
Customers have this debt
Real Personal Finance-debt-help-pages Real Personal Finance
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6
Customers have this debt
Norton Finance-debt-help-pages Norton Finance
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6
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Britannia Building Society-debt-help-pages Britannia Building Society
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5
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Capital Bank Plc-debt-help-pages Capital Bank Plc
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5
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Norwich & Peterborough Building Society-debt-help-pages Norwich & Peterborough Building Society
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4
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Financial Plus-debt-help-pages Financial Plus
4 reviews
2
Customers have this debt

Number of unsecured loan and bank overdraft debts dealt with by Debt Line for UK customers

This chart is updated daily. 13746 customers currently use Debt Line to reduce the amount they pay to unsecured loan and bank overdraft debts to an affordable level. For fast help with NO CREDIT CHECK click here now.

Unsecured Loans and Bank Overdrafts - Debt Help Pages Debt level with Debt Line

In debt with a unsecured loans and bank overdraft company? Know your rights.

  • The OFT set out in it's Debt Collection Guidance a number of guidelines that a company collecting from you should comply with.
  • Unsecured loans and bank overdraft companies can not force you to repay more than you can comfortably afford each month.
  • If you make a reduced payment, unsecured loans and bank overdraft companies can not refuse it.
  • Unsecured loans and bank overdraft companies can not add charges as a penalty for non payment, other than to cover the real costs of collections activity.
  • If you enter a debt management plan with Debt Line, unsecured loans and bank overdraft companies should not bypass Debt Line and attempt to contact you directly.
  • Please note the full OFT Debt Collection Guidance July 2003 (updated October 2011) can be found here.

Debt Line
© Debt Line 2010 All rights reserved.
Debt Line is a trading name of RG Debt Management Services Ltd.
Registered in the UK, number 5391994.
Registered Address: Suites 3 and 4 Richmond House, Richmond Hill, Bournemouth, BH2 6EZ.
Registered with the Information Commissioners Office Z8738456.
Consumer Credit Licence Number 0600520